Question 1

How do I calculate investment growth over time?

Accepted Answer

Use our Investment Calculator to project portfolio growth. Enter initial investment, regular contributions, expected annual return rate, and time period. The calculator shows future value, total contributions, and investment gains. Supports both taxable and tax-advantaged accounts.

Question 2

What's a realistic investment return rate?

Accepted Answer

Historical stock market returns average 7-10% annually over long periods. Conservative portfolios (bonds) may return 3-5%, while aggressive portfolios (stocks) may return 8-12%. Our calculator lets you compare different return scenarios to see impact on growth.

Question 3

How do taxes affect investment returns?

Accepted Answer

Taxable accounts are subject to capital gains taxes on investment gains, reducing after-tax returns. Tax-advantaged accounts (401k, IRA, Roth IRA) defer or eliminate taxes. Our calculator includes tax-adjusted calculations for taxable accounts to show real after-tax returns.

Question 4

Should I invest in taxable or tax-advantaged accounts?

Accepted Answer

Tax-advantaged accounts (401k, IRA) are generally better for retirement savings due to tax benefits. Taxable accounts offer more flexibility but are taxed on gains. Our calculator compares both account types so you can see the tax impact on long-term growth.

Question 5

How do I compare different investment strategies?

Accepted Answer

Use our Portfolio Comparison feature to evaluate multiple investment strategies side-by-side. Compare different contribution amounts, return rates, time horizons, and account types. See which strategy best meets your financial goals and risk tolerance.

Investment Calculator - ROI, Portfolio Comparison & Risk Analysis

When Should You Use This Calculator?

Key Features:

Related Calculators: