Model your 401(k) retirement savings growth over time
Calculate the exact value of your employer match and see the impact of maximum contributions.
For 2024, the limit is $23,000 (under age 50). If you are 50 or older, you can add a catch-up contribution of $7,500.
No! Employer matching contributions do NOT count toward your individual annual contribution limit ($23,000 in 2024). They count toward the total combined limit ($69,000).
Yes! In guest mode, you can export your calculations to JSON format. Sign in is required for PDF and CSV export. Click the export button to download your results. This is perfect for record-keeping, sharing with others, or importing into other tools.
Yes! Your calculation history is automatically saved. Guest users can save up to 50 calculations per workspace locally. Sign in for free to save up to 100 calculations per workspace, with access from any device when logged in.
Absolutely! The 401(k) Calculator is completely free with no sign-up required. Create a free account to unlock additional features like more calculation history, multiple workspaces, and the ability to access your saved data from any device.
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